SD Bala is a co author of SFM book of V pattabhi Ram, snow white communications. He is also associated with Prime academy in many verticals. Ø He was served State Bank of India for a period of 26 years and after attained the age of 56 (that is a retirement age) have an ambition to become CA.All the family members, friends and relative were opposed his decision since attaining CA course in the young age is a difficult task. This is the age of retirement, no career after attaining the retirement age.He started the article ship in the age of 56 years. Though age wise he is 56 years old, but his mind is young. Ø Finally he is qualified as CA 13 days before he attaining the age of 60 years.