Rajni Jagota is an Associate Professor in the Department of Commerce at P.G. D.A.V. College, University of Delhi. She is M.Com., M.Phil. and Ph.D. all from University of Delhi. She has over two decades of teaching experience to her credit. She has been visiting faculty to M.Com., MBA (IB) and MBA (MHROD), University of Delhi. She has taught law papers to CA students. She has also presented papers in a number of national and international conferences. She has a number of publications to her credit. Two students have been awarded Ph.D. under her joint supervision and advice respectively. She has completed an Innovation Project 2015-16 on Jan Dhan Yojana and Financial Inclusion as one of the investigators and awarded Certificate of Best Research Poster.