Banking - Theory and Practice
Note : India has reached a stage of fast economic development and Indian economy is one of the fastest growing economies of the world Economic environment in the country and throughout the world is changing very fast which has a direct impact on the banking sector.
The policies of Liberalisation and Globalisation have opened up new opportunities to the bankers to conduct their business with more flexibility and in a professional way. Bankers have been bought within the purview of Consumer`s Protection Act. New and diversified services are being offered by Banks to meet the changing needs of customers and also to meet increasing competition. Banks are permitted to enter into consortium financing and syndicated loans. Investment of bank funds in the corporate securities is liberally permitted. Term lending is being undertaken on a larger scale and interest rate is being gradually revised.
The book has been divided into five parts:
Part-I Indian Banking System
Part-II Banker and Customer
Part-III Negotiable Instruments
Part-IV Lending by Banks
Part-V
(a) Important terms
(b) Short Notes
(c) Practical Problems
In the end Appendices have been given on various topics, viz - Letter of Lien, Trust Receipt, Mortgage Deed, Reports of Narasimham Committee, Goiporia Committee, Khan Committee, Code of`Bank Commitment for Individual Customers` etc.
In the light-of recent changes the book has been thoroughly revised and enlarged. Some of the latest developments and changes incorporated in the books are-
- Structural changes in ICICL NABARD, IDBI etc.
- Plastic Money - Credit Card, Debit Card.
- Major Banks In India - Financial and Banking Sector Reforms
- Stock Exchanges - BSE, NSE, OTCEL
- Investment, Securities and Mutual Funds.
- Code of Banks Commitment for Individual Customers.
| Chapter No | Chapter name |
|---|---|
| Chapter: 1 | Commercial Banking In India-A Retrospect |
Will update soon
